Why choose Morrisons dog insurance?
Dogs bring joy, loyalty and companionship, but they also come with their share of surprises - whether it’s a sudden illness, an accident or an unexpected health issue. We offer dog insurance plans that work for you and your companion. Our selection of insurance cover provides protection when your dog needs it most. Here are just a few reasons to choose Morrisons Pet Insurance for your dog:
- Choose from three levels of vet fee cover for up to £10,000
- Earn 20,000 points when you take out a policy if you’re a More member*
- Manage your policy online - get claims information and make changes to your policy on your online account
- We can also pay your vet directly so you’re not out of pocket
- 24/7 Vet Assistance with access to qualified, UK-based vet nurses and vets online or over the phone through Pet Health Assist Line
Not yet a More member? Sign up here.
All our plans include cover for conditions that have been trouble-free for more than two years before your policy starts.
What your dog is covered for
No-one wants a poorly pooch – or face unexpected vet bills. We’ll help you find the best dog insurance with three types of cover to choose from. It's the protection your dog deserves.
You will get a range of benefits as standard, including death from accident, illness or injury cover and holiday cover. Terms, conditions, excess, exclusions and limitations apply. You can find more about them in the policy wording.
| What we Cover | Cover |
|---|---|
| Vet Fees level - per year | £2,500, £5,000 or £10,000 |
| Conditions covered | Illness & Injury |
| Excess – per condition per year | £100 |
| Complementary treatment | £1,000 |
| Accidental Damage | £500 |
| Third Party Liability (dogs only) | £2,000,000 |
| Dental illness or accident | £2,000 |
| Death from injury or illness | £1,500 |
| Loss of pet passport/documents | £250 |
Why take out dog insurance?
Getting protection for your dog is super important to help keep their tails wagging if they need to pay a visit to the vets. A policy from Morrisons can provide you with these essential benefits:
- Help covering unexpected vet expenses when your dog needs treatment.
- Cover all your pets under one easy policy.
- Cover for a variety of needs, from dental care to physiotherapy.
You can choose from three levels of cover, making it easy to find the right plan for you and your dog.
What does dog insurance cover?
Dog insurance can provide a wide range of cover to prepare you for any situation. Depending on the type of cover you choose, dog insurance typically covers the following:
- Vet treatments. If your canine chum becomes ill or injured, you’ll get cover for fees up to £10,000, depending on the policy you choose.
- Physiotherapy and behavioural illnesses. We can cover some of the costs related to non-essential care.
- Overseas vet treatments and holiday cancellation. Abroad with your dog and need urgent vet care? We can help take care of some of the costs.
- Death from illness, accident or injury. During a difficult time, you can focus on what’s important, while we handle the costs, including burial or cremation.
- Loss through theft or straying. If your loyal companion goes missing, we can help pay for missing adverts and rewards to help get your friend back safely.
- Emergency kennel fees. If you’re in hospital and need a kennel to care for your dog while you’re away, we can cover the daily boarding fees.
What isn’t covered by dog insurance?
Like most dog insurance plans, there are some things that aren’t covered by policies, including:
- Routine and preventative care like worming or flea treatments
- Pre-existing illnesses, symptoms or injuries that haven’t been trouble-free for more than two years before your policy starts
- Injuries or poisonings sustained within the first 48 hours of your policy
- Illnesses diagnosed within the first 14 days of your policy
Did you know? If you switch to Morrisons Pet Insurance from another provider and can prove your previous cover runs up to the policy start date, your pet enjoys immediate cover, including protection against injuries within the first 48 hours and illnesses arising in the first 14 days.
For the full list of exclusions, please refer to the policy wording.
Pet Health Assist Line
- Talk to vets and nurses registered with the Royal College of Veterinary Surgeons
- 24/7 phone or video calls
- Unlimited access, at no extra cost
- Ask about care, behaviour, nutrition and more - whether you’re at home or abroad
Ready to protect your dog?
Whether you’ve got a tiny terrier or a gentle giant, we know dogs can be highly protective. And we are too. We're here to help protect your dog when you need us most.
Check you’re happy with the terms of our cover in our policy documents – then get started with your dog insurance quote.
Need any help?
Terms and conditions
* Protect your pet with Morrisons and earn 20,000 points with your More Card
- This offer is only available when you quote and buy a new pet insurance policy direct from Morrisons (pet-insurance.morrisons.com).
- You won't be eligible if you buy through a price comparison website.
- 20,000 More points will appear in the 'pending points' section of your More app within 48 hours of your purchase confirmation email being received. These points will then be awarded within 60 days of your policy start date and at this time become available to redeem, unless your policy is cancelled during this period.
- 20,000 points only will be awarded per policy, regardless of the number of pets insured on one policy.
- You need to add your More card number to your quote in the ‘Your Details’ section of the quote and buy form. Your More card number can be found on your physical More card or in the More app. Your More card number must be entered in order for you to earn the points. Points cannot be added retrospectively if your More card number is not added at the point of purchase.
- Wm Morrison Supermarkets Ltd award the points from this offer and reserve the right to change or cancel the promotion without notice.
- No cash alternative is available, and the offer can’t be transferred to anyone else.
- Wm Morrison Supermarkets Ltd reserves the right to amend your balance if you exchange or return any product, or if you cancel or do not complete on an offer with Morrisons or any promotional partner.
- Wm Morrison Supermarkets Ltd may correct any incorrect balances without notice to you, for example, if More Points have been incorrectly added to or deducted from your card account in error.
- All use of your More card points are governed by Morrisons More Card terms and conditions which can be found here: https://www.morrisons.com/more/terms-and-conditions
^Based on Female Moggie, 2 years old, not neutered. April 2026
†Based on Female Jack Russell, 2 years old, not neutered. April 2026
Wm Morrison Supermarkets Ltd is an Introducer Appointed Representative of Hood Group Ltd which is authorised and regulated by the Financial Conduct Authority under firm reference number 616402.